Independent Insurance Agent Loudin Insurance Agency, Inc.

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Products and Services

Loudin Insurance Agency, Inc. is an independent agency and not a captive agency (representing just one company).  We represent several different standard personal and commercial insurance providers and have access to substandard and specialty markets.  This gives us the flexibility to meet our client's needs by placing them with the company most suitable for their current situation.  Loudin issues binders and new policies, endorsements, and processes renewals.

Loudin Insurance provides personal and business lines, life, health, and retirement planning services in addition to being a West Virginia title and license plate service provider.  Both our personal and business/commercial insurance lines have steadily grown over the years.  We credit this due to our reputation of honesty and providing the best coverage at the lowest rates we can obtain for our clients.

Thinking about buying your insurance directly from online quotes?  You may want to reconsider.  At Loudin Insurance you get the advantage of speaking with a professional, licensed agent who will review your current policy, assess your insurance needs, and then get you quotes from reputable companies.  Our clients know they can rely on us day or night, whether it be to report a claim, discuss their insurance needs, or assist them in an emergency.  We are also a bill payment center for our clients who prefer to pay in cash or who just like to pay in person rather than the mail or automatic bank account debit.


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Life, Health, and Retirement Plans

We offer various types of life and health insurance policies for both individuals and business groups.  Among them are: term life, whole life, variable life, disability, and Medicare supplements.

Our licensed representative can offer IRA's, SEP's, annuities, and other retirement plans for your personal and/or business needs.

Among the life, health, and investing companies we represent are: Mountain State Blue Cross Blue Shield, Ohio National, Protected Home Mutual, CNA Life, Pacific Life, and Valley Forge Life.


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Personal Property and Casualty

Loudin Insurance represents companies offering numerous personal lines of insurance.  Among them are auto, homeowner, motorcycle, boat, RV, mobile home, farm, and personal umbrella policies.

Our personal lines are offered primarily through Westfield, State Auto, Dairyland, West Virginia National, Municipal Mutual, Foremost, West Virginia Farmers Mutual, and American Reliable.  Click here to be directed to our Affiliations page, where you can review the websites of these companies.


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Business and Commercial

The companies we represent offer business and commercial coverage in the following areas: Property, liability, various bonds, vehicles, inventory, equipment, and some specialty services.

Our business and commercial lines are primarily offered through Westfield and State Auto.  Occasionally, we broker through a 'specialty market' to be able to offer some businesses coverage not normally offered by our common carriers due to the risk or nature of the coverage.  One such specialty market is Bloss and Dillard in Huntington, WV.  Click here to be directed to our Affiliations page, where you can review the websites of these companies.


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Page design (c) 2003 by Dennis Winemiller
Last updated on 07/14/2003 .